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PostPosted: Sat Feb 21, 2015 7:16 pm 
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Does anybody know of any groups or companies which provide the least expensive or optimum insurance coverage for HPDE events.
I checked with my insurance company I am normally covered under, and they don't provide coverage for HPDE.
Any help or pointers is greatly appreciated.

Neel


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PostPosted: Mon Feb 23, 2015 5:40 am 
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http://locktonmotorsports.com/product/hpde-insurance

Never used it, but I'm sure others have.


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PostPosted: Mon Feb 23, 2015 11:34 am 
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MikeAtl wrote:
http://locktonmotorsports.com/product/hpde-insurance

Never used it, but I'm sure others have.

I used Lockton last year, and they were great to deal with. I never had to make a claim, so I can't comment on that process with them.

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PostPosted: Mon Feb 23, 2015 8:43 pm 
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I think that Nationwide still insures your car if it is "unmodified" and there is no timing involved, i.e. time trial or wheel to wheel.

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PostPosted: Tue Feb 24, 2015 9:04 am 
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I use On Track Insurance. Reasonable costs, based on car value, offer multi event discounts and under written by Great American Insurance Group.

http://www.ontrackinsurance.com/index.aspx


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PostPosted: Tue Feb 24, 2015 8:53 pm 
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Fred at Lockton was always great to deal with. I used them a lot when I was doing track days in the Viper, but never had to file a claim.
I got into the wall at RA once, but it was just body damage and I was able to find used parts already painted for less than the deductible. It used to 5%, but I think it's gone to 10% now.

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PostPosted: Tue Mar 03, 2015 4:42 pm 
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TowDawg wrote:
I got into the wall at RA once, but it was just body damage and I was able to find used parts already painted for less than the deductible. It used to 5%, but I think it's gone to 10% now.


This is true - Lockton now offers two deductible options (10% and 15%), presumably with a reduced premium for the higher deductible.

Last year I looked into insurance for my car at Mid Ohio, but learned that you can only purchase a multi-event (6X) policy for any tracks in Ohio. I was recently in contact with Fred and learned that the Ohio restriction has been lifted and single event policies are now allowed. That's great news for us in OH!

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PostPosted: Mon Mar 16, 2015 11:06 am 
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Houstonnw wrote:
I think that Nationwide still insures your car if it is "unmodified" and there is no timing involved, i.e. time trial or wheel to wheel.


I just talked to them this morning about this for coverage here in California, and they said they do not provide coverage if damage occurred while driving on a surface used for racing.

State Farm has similar exclusion in their policy here in CA (may differ by state).

I have a call into Farmers on this - the phone rep said she thought they would cover it, as long as it wasn't racing. Will post up when I hear back from her.


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PostPosted: Sun May 31, 2015 8:00 am 
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I looked into a few other companies and directly asked about covering HPDE events. None of these will cover you (just to add to the list):

- Allstate
- Progressive
- Safeco

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PostPosted: Sun May 31, 2015 3:23 pm 
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Liberty Mutual and Travelers won't, either.

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